About A.M. Best. A.M. Best is the only global credit rating agency with a unique focus on the insurance industry. Best’s Ratings, which are issued through A.M. Best Rating Services, Inc., are a recognized indicator of insurer financial strength and creditworthiness..On , the President signed into law the Terrorism Risk Insurance Act of Pub. L. , Stat. [TRIA].TRIA created a temporary federal program that provides for a transparent system of shared public and private compensation for certain insured losses resulting from a certified act of terrorism..Background. Health insurance exchanges in the United States expand insurance coverage while allowing insurers to compete in cost efficient ways and help them to comply with consumer protection laws. Exchanges are not themselves insurers, so they do not bear risk themselves, but they do determine which insurance companies participate in the exchange..Glossary of Insurance Terms. This page provides a glossary of insurance terms and definitions that are commonly used in the insurance business. New terms will be added to the glossary over time..Insurance in South Africa describes a mechanism in that country for the reduction or minimisation of loss, owing to the constant exposure of people and assets to risks be they natural or financial or personal . The kinds of loss which arise if such risks eventuate may be either patrimonial or non patrimonial. A general definition of insurance is supplied in the case of Lake v Reinsurance ..Unlicensed Practice of Law BEWARE The Supreme Court of Florida, in an effort to protect the elder public against these predators, has recently ruled that it is unlawful for non attorneys to advertise, advise, draft documents, and, in general, to advise “customers” to become Medicaid VA benefit eligible..The OID Anti Fraud Unit investigates insurance fraud and would like to hear from you. You can file a “Report Fraud” form by visiting fraudstoppers.oid.ok.gov or calling the OID Anti Fraud Unit directly at ..A number of laws have been passed to strengthen the National Flood Insurance Program NFIP , ensure its fiscal soundness and inform its mapping and rate setting through expert consultation, reports and stu.s..California is on track to have what will be the nation’s most far reaching law to give consumers more control over their personal data. The new law may be both a big concern, as well as a new .